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Costs of long term care

Americans, as a whole, are getting older. Many Michigan residents need to begin to plan for their retirement and beyond. While people hope to be healthy in their older years, many people will face health challenges as they age. These challenges can make it difficult for individuals to live alone or to live without significant medical interventions.

Therefore, as people plan for their golden years, they need to factor in the cost of long-term care in Michigan and throughout the United States. According to the United States Department of Health and Human Services, the costs of long-term care in the US can be significant. If an individual needs to go into a nursing home, the costs can be thousands of dollars each month.

Specifically, in 2010 the average cost for a private room in a nursing home was $6,965 a month. If people live in a semi-private room, the costs decrease a bit to $6,235 a month. Assisted living costs in the United States are slightly lower than the costs for full time nursing care. In 2010, the average cost for assisted living was $3,293 a month.

Even for individuals who do not need full time care, the costs of medical care can be significant. A home health aide costs an average of $21 an hour, homemaker services average $19 an hour and adult day care services are an average of $67 an hour.

People should keep these costs in mind as they are considering their long-term care plans. Long-term care planning can be arduous and people need to understand what they are facing. An attorney may be able to help Michigan residents understand their options and rights when it comes to this type of planning.

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